More say in what to pay? Putting patients in the driver’s seat Delivering high-quality health care with limited funding is increasingly difficult for many GPs. Could the solution be as simple as giving patients more say in what to pay? Duncan Mortimer As Facebook pushes for payments domination, can we trust them? Led by Facebook, 'Big Tech' plans to launch its Libra cryptocurrency next year, throwing down the gauntlet to the global financial system. The choice for consumers: Who do we trust? John Vaz Kym Brown Department of Banking and Finance