Despite overhaul attempts, super still fails lower income earners Efforts by the Australian Government to make the superannuation system fairer have failed to flow through to lower-income earners. Monash Centre for Financial Studies Superannuation update: COVID crisis shows why you might need more How much superannuation is enough to retire? With the pandemic biting into retirement savings, we will need more than we think. Ummul Ruthbah In light of COVID-19, should we switch our retirement system to a universal pension? The COVID-19 crisis potentially opens the way for big changes to Australia's retirement system. Could we use super to fund pensions? Ummul Ruthbah