Despite overhaul attempts, super still fails lower income earners Efforts by the Australian Government to make the superannuation system fairer have failed to flow through to lower-income earners. Monash Centre for Financial Studies I was on the panel of the Retirement Income Review. These are our findings Dr Deborah Ralston explains how the panel has established a valuable fact base on the retirement system. Deborah Ralston Department of Banking and Finance Retirement Income Review: Is the Superannuation Guarantee worth the cost? Australian households have reduced their voluntary savings, partially offsetting the effects of compulsory superannuation. Ummul Ruthbah Nga Pham Monash Centre for Financial Studies
