Despite overhaul attempts, super still fails lower income earners Efforts by the Australian Government to make the superannuation system fairer have failed to flow through to lower-income earners. Monash Centre for Financial Studies I was on the panel of the Retirement Income Review. These are our findings Dr Deborah Ralston explains how the panel has established a valuable fact base on the retirement system. Deborah Ralston Department of Banking and Finance Retirement Income Review: Is the Superannuation Guarantee worth the cost? Australian households have reduced their voluntary savings, partially offsetting the effects of compulsory superannuation. Ummul Ruthbah Nga Pham Monash Centre for Financial Studies Superannuation update: COVID crisis shows why you might need more How much superannuation is enough to retire? With the pandemic biting into retirement savings, we will need more than we think. Ummul Ruthbah In light of COVID-19, should we switch our retirement system to a universal pension? The COVID-19 crisis potentially opens the way for big changes to Australia's retirement system. Could we use super to fund pensions? Ummul Ruthbah Reducing the ‘care penalty’ on women makes basic economic sense From the moment they start work until they retire, women typically earn less than men. What measures can address this? Carly Moulang Department of Accounting How the gender gap hits the superannuation of Australian women early The gender differences show that labour market forces are a key factor as to why women persistently fall behind men when it comes to superannuation savings. Carly Moulang Department of Accounting