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Despite overhaul attempts, super still fails lower income earners

Despite overhaul attempts, super still fails lower income earners

Efforts by the Australian Government to make the superannuation system fairer have failed to flow through to lower-income earners.

Monash Centre for Financial Studies

I was on the panel of the Retirement Income Review. These are our findings

I was on the panel of the Retirement Income Review. These are our findings

Dr Deborah Ralston explains how the panel has established a valuable fact base on the retirement system.    

Deborah Ralston

Department of Banking and Finance

Retirement Income Review: Is the Superannuation Guarantee worth the cost?

Retirement Income Review: Is the Superannuation Guarantee worth the cost?

Australian households have reduced their voluntary savings, partially offsetting the effects of compulsory superannuation.  

Ummul Ruthbah

Nga Pham

Monash Centre for Financial Studies

Superannuation update: COVID crisis shows why you might need more

Superannuation update: COVID crisis shows why you might need more

How much superannuation is enough to retire? With the pandemic biting into retirement savings, we will need more than we think.

Ummul Ruthbah

In light of COVID-19, should we switch our retirement system to a universal pension?

In light of COVID-19, should we switch our retirement system to a universal pension?

The COVID-19 crisis potentially opens the way for big changes to Australia's retirement system. Could we use super to fund pensions?

Ummul Ruthbah

Four things to consider before accessing your super early

Four things to consider before accessing your super early

The move to allow people facing financial stress due to COVID-19 to access their superannuation before retirement could backfire.

Paul Lajbcygier

Department of Banking and Finance

How the gender gap hits the superannuation of Australian women early

How the gender gap hits the superannuation of Australian women early

The gender differences show that labour market forces are a key factor as to why women persistently fall behind men when it comes to superannuation savings.

Carly Moulang

Department of Accounting

Superannuation – How much risk are you exposed to?

Superannuation – How much risk are you exposed to?

Australian investors need to be more informed by their super fund in relation to the risk their nest egg may be exposed to.

Banita Bissoondoyal-Bheenick

Department of Banking and Finance

When men talk about super, women stay silent

When men talk about super, women stay silent

Australians turn to their co-workers for advice on super, rather than professionals. But there is a surprising gender aspect to this.

Carly Moulang

Department of Accounting

Why Australian funds management needs greater transparency

Why Australian funds management needs greater transparency

Access to data, increased transparency and greater understanding by investors are needed to improve the Australian funds management industry.

Paul Lajbcygier

Failing returns: Why hedge funds are not value for money

Failing returns: Why hedge funds are not value for money

Evidence continues to mount that the trend among Australian superannuation fund managers to try to maximise investment returns through the use of hedge funds that utilise "active" strategies has not paid off.

Paul Lajbcygier

Department of Banking and Finance

‘High risk, high return’ theory for super stands up for young investors

‘High risk, high return’ theory for super stands up for young investors

Young people may be better off pursuing an aggressive strategy for their superannuation over the long-term, despite persistent sharemarket volatility and concerns that another global financial crisis could occur.

Banita Bissoondoyal-Bheenick

Department of Banking and Finance